Card Features & Limits

Understanding Card Features and Limits

Your virtual credit card provides a range of features and flexible limits to ensure secure and convenient online transactions. Below, we outline the key features of your card and explain how the platform’s limits work, helping you effectively manage your spending and use of the virtual card.

Key Features of Your Virtual Credit Card:

Instant Activation:

• Your virtual card is instantly activated upon creation and funding, allowing you to use it for transactions immediately without the need to wait for a physical card.

Flexible Balance via Wallet Recharges:

• Instead of setting a spending limit directly on the card, you control your card’s balance through wallet recharges. By adding funds to your wallet, you can ensure your card has the necessary balance for your transactions. You can recharge your card from your wallet as needed.

Multiple Currencies Supported:

• Your virtual card allows payments in multiple currencies, making it ideal for international transactions. Be aware that currency conversion fees may apply based on the current exchange rates.

Real-Time Card Management:

• Manage your card with ease through your account dashboard. You can track your available balance, view your transaction history, and recharge your card in real-time. You can also deactivate or reactivate your card instantly if needed for enhanced security.

Integration with Digital Wallets:

• Your virtual card can be added to popular digital wallets such as Apple Pay, Google Pay, and Samsung Pay, giving you the flexibility to make contactless payments in stores and online.

Enhanced Security Features:

• Your virtual card benefits from encryption and tokenization technologies, ensuring that your card information is kept secure when making online purchases. If you suspect any fraudulent activity, you can instantly deactivate your card for peace of mind.

No Physical Card:

• As a fully digital product, your virtual card does not require physical issuance, eliminating the risk of losing or misplacing a physical card.

Card Limits:

The limits on your virtual card are determined by the amount you deposit into your platform wallet and recharge to your card. Here’s a breakdown of key limits to keep in mind:

Recharge-Based Spending:

• Your virtual card’s available balance is determined by the amount you recharge from your wallet. There is no preset spending limit on the card itself. Instead, you fund your card directly through your wallet, giving you complete control over the card’s balance.

Minimum and Maximum Recharges:

• Minimum Recharge Amount: There is a minimum amount of USDT that must be deposited into your platform wallet via the TRON network before it can be used to recharge your virtual card. This amount will vary depending on the selected card product.

• Maximum Recharge Amount: You may also be limited by a maximum recharge amount for each transaction or within a set period, such as daily or monthly limits, based on platform policies.

Balance Limits:

• Maximum Card Balance: Your virtual card may have a maximum balance cap that limits how much total money can be held on the card at any time. If you reach this limit, you will need to spend or transfer funds before adding more.

Transaction Limits:

• Per Transaction Limit: While there is no card-imposed spending limit, individual merchants may have limits on how much you can spend in a single transaction. These limits are typically set by the merchant’s risk management system.

• Daily Spending Limit: The platform may impose a daily limit on how much you can spend from your virtual card in total over a 24-hour period.

Merchant-Specific Limits:

• Merchants such as Facebook and other platforms may impose their own limits or restrict transactions based on their internal risk controls. In some cases, transactions may be declined or blocked depending on the merchant’s security policies.

International Usage:

• Your virtual card can be used for international transactions, but be mindful of possible currency conversion fees and any platform or regional restrictions on spending amounts.

How to Manage Your Card Limits:

You can view your virtual card’s balance, transaction history, and recharge options through your account dashboard. Managing your card is simple:

• Add funds to your card by transferring USDT to your platform wallet and recharging your card directly from the wallet.

• Monitor your card’s usage to ensure you stay within platform-imposed limits and avoid declined transactions.